persons name

Angie Martel

Mortgage Advisor

MLO - 1389103

(206)660-4086

amartel@absoluteloans.com

Meet Angie Martel

My clients are like my family members. I wouldn't have it any other way, nor would I want my clients to be in a loan program that does not suit their needs. Home ownership  is probably one the most important milestones in a person's life.  It is so important that you understand how your decisions with your mortgage will impact your short-term and long-term financial goals. It is my goal to create lasting relationships with my clients,  referral partners, and team. I specialize in all loans;FHA, VA, USDA & regular conforming. Whether you are a first time home buyer or looking to purchase a second home or investment property; we have a loan program for that! Simple common courtesy & kind decency can go along way when dealing with sticky situations. My motto: Be nice, tell the truth and don't suck :)  With consistency, transparency & simple kindness; I look forward to assisting you in your mortgage needs and talking with you soon!

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Seven Things Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pric ...
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Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job ...
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What Do Appraisers Look For When Determining A Property's Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, th ...
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Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check... Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money - an earnest payment (sometimes called earnest money or simply earnest, or alternatively a good- ...
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Renting vs Buying A Home

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the potential to earn equity ...
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What Does Title Insurance Protect Me From?

By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. The title company responsible wi ...
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